Homeowner’s Insurance and Roofing: Pitfalls to Avoid

Understanding Your Policy

Common Insurance Issues

  • Homeowners often face unexpected challenges when filing roofing claims due to policy specifics.
  • Insurance policies may have clauses that reduce coverage based on the roof’s age.

Real-life Example

  • A customer in Allen had a claim denied because their roof was over 15 years old.
  • The policy only covered replacement costs if the roof was under 15 years old.

Reviewing Your Policy

Steps to Take

  • Request and review your current homeowner’s insurance policy.
  • Look for specific clauses about roof coverage to understand potential out-of-pocket expenses.

Importance of Coverage Awareness

  • Knowing your policy details can prevent financial surprises.
  • Regularly updating your policy can ensure better coverage.

Expert Assistance

Peak Roofing & Construction’s Role

Services Offered

  • Advantage Remodeling and Roofing provides a range of services including roofing, gutter, fence, window, and exterior facelift services.

Conclusion

 Understanding your homeowner’s insurance policy is crucial to ensure proper coverage and avoid unexpected costs, especially for roofing claims. Regular policy reviews and expert guidance from companies like Advantage Remodeling and Roofing can help you navigate these challenges effectively.

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